Access Bank USSD Code (*901#)
Access Bank's USSD banking service, powered by *901#, allows customers to perform essential banking transactions directly from their mobile phones without an internet connection. Whether you need to buy airtime, transfer money, pay bills, or check your account balance, the *901# service is available 24/7.
What Is the Access Bank USSD Code?
The official Access Bank USSD code is:
*901#
By dialing this code from the phone number linked to your Access Bank account, you can access a menu of banking services including:
- Airtime purchase
- Money transfers
- Account balance enquiry
- Bill payments
- Data purchase
- BVN services
- PIN management
The service works on all mobile phones and does not require an internet connection.
How to Register for Access Bank USSD Banking
Before using *901#, ensure:
- You have an active Access Bank account.
- Your mobile number is linked to your account.
- You have created your USSD transaction PIN.
To register:
-
Dial
*901#. - Follow the on-screen prompts.
- Create your secure transaction PIN.
- Complete the registration.
Once activated, you can start performing transactions immediately.
How to Buy Airtime for Yourself
To recharge your own phone:
*901*Amount#
Example:
*901*1000#
This will purchase ₦1,000 airtime from your Access Bank account after PIN confirmation.
How to Buy Airtime for Another Person
To send airtime to another number:
*901*Amount*PhoneNumber#
Example:
*901*500*08031234567#
After confirming with your PIN, the recipient will receive the airtime instantly.
How to Transfer Money to Another Access Bank Account
Dial:
*901*1*Amount*AccountNumber#
Example:
*901*1*5000*1234567890#
Enter your USSD PIN to complete the transaction.
How to Transfer Money to Other Nigerian Banks
Dial:
*901*2*Amount*AccountNumber#
Example:
*901*2*10000*0123456789#
You will be prompted to select the recipient's bank (if required) and enter your PIN to authorize the transfer.
Other Useful Access Bank USSD Codes
| Service | USSD Code |
|---|---|
| Main Menu | *901# |
| Airtime (Self) | 901Amount# |
| Airtime (Others) | 901Amount*PhoneNumber# |
| Transfer to Access Bank | 9011AmountAccountNumber# |
| Transfer to Other Banks | 9012AmountAccountNumber# |
| Check Account Balance | 90100# |
| Pay Bills | 9013# |
Benefits of Access Bank *901# Banking
- No internet connection required.
- Works on smartphones and basic phones.
- Fast and secure transactions.
- Available 24 hours a day.
- Convenient for emergencies and remote areas.
- Protected with a personal transaction PIN.
Requirements
To use the service, you need:
- An active Access Bank account.
- A registered phone number linked to the account.
- A USSD transaction PIN.
- Sufficient account balance.
- Mobile network coverage.
Common Reasons Transactions May Fail
Your USSD transaction may fail because of:
- Insufficient funds.
- Incorrect transaction PIN.
- Poor mobile network signal.
- An unlinked phone number.
- Temporary network or bank service issues.
If a problem persists, contact Access Bank customer support.
Security Tips
- Never share your USSD PIN with anyone.
- Verify the recipient's account number before confirming transfers.
- Report any unauthorized transactions immediately.
- If your phone is lost or stolen, contact Access Bank to secure your account.
Frequently Asked Questions (FAQs)
Can I use *901# without internet?
Yes. Access Bank's USSD banking works without Wi-Fi or mobile data.
Can I transfer money to other banks?
Yes. You can transfer funds to both Access Bank accounts and accounts in other Nigerian banks using the appropriate USSD transfer codes.
Is there a charge for using *901#?
Airtime and transfer transactions may attract applicable bank charges, and financial USSD sessions may also incur the standard ₦6.98 network USSD charge where applicable under current Nigerian USSD billing rules.
Does *901# work on all networks?
Yes. The service is available on major Nigerian mobile networks, provided your phone number is linked to your Access Bank account.
Conclusion
The *Access Bank 901# USSD service is one of the easiest ways to manage your finances without internet access. From buying airtime to transferring money and checking your balance, the platform offers fast, secure, and convenient banking on any mobile phone. If your phone number is linked to your Access Bank account, simply dial *901# to access these services anytime.